Maturity Bonus Program
Aura Swarna: Gold Accumulation & Savings Plan
How the 11 + 1 Scheme Works
Step into smart jewelry planning...
1
Define Budget
Select a monthly saving starting from ₹2,000.
2
Save 11 Months
Pay your monthly installment systematically.
3
Bonus Installment
SBB pays the additional 1 month installment for you.
4
Redeem Designs
Exchange your 12-month value for any ornament.
Calculate Your Benefits
Adjust the slider to match your desired monthly budget
Monthly Saving₹5,000
Min: ₹2,000Max: ₹50,000
Your Monthly Contribution₹5,000 x 11
Total Paid By You₹55,000
SBB Bonus Contribution₹5,000 (1 mo. free)
Total Purchase Value
₹60,000Redeemable at 12 months
Estimated redemption designs:Bridal Gold Jhumkas, Antique Necklaces & Choker Sets
Plan FAQ & Guidelines
What if the gold price increases during my 12 months?
Your savings are converted to gold weight at the end of the scheme. If prices go up, your bonus helps offset the difference.
Can I miss a month?
Yes! Life happens. You can skip a month and pay it later, or simply extend your scheme by one month to claim your bonus.
Can I redeem this for Diamond or Silver jewelry?
The 12th-month bonus is exclusively for Gold jewelry. However, you can use your total accumulated cash balance to purchase Diamond or Silver items.